Terms of Service

Last updated: April 3, 2026

By using House Afford at house-afford.pages.dev ("the Service"), you agree to these Terms of Service. The Service is provided by Choppy Toast.

Use of the Service

House Afford is a free tool for informational and educational purposes. You may use the Service for personal, non-commercial purposes. You may not use the Service in any way that violates applicable laws or regulations.

Medical Disclaimer

House Afford is not financial advice. The affordability and mortgage calculations provided are estimates based on mathematical formulas and are not a substitute for advice from a licensed mortgage professional, financial planner, or real estate attorney. Actual loan approval depends on lender-specific criteria, your credit history, and current market conditions.

Before making significant changes to your diet, especially if you have any health conditions, please consult a qualified healthcare provider.

Accuracy of Information

We strive to provide accurate calculations and educational content. However, we make no warranties regarding the accuracy, completeness, or suitability of any information for a particular purpose. The Mifflin-St Jeor formula used in this calculator has an estimated accuracy of ±10% for most adults.

Intellectual Property

The content, design, and code of House Afford are owned by Choppy Toast. You may not reproduce, distribute, or create derivative works without permission.

Limitation of Liability

Choppy Toast shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the Service.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.

Contact

Questions? Email us at choppy.young@gmail.com.