Property Tax

Property tax is a local government tax on real estate, typically assessed annually as a percentage of the home's assessed value. US rates range from 0.27% (Hawaii) to 2.49% (New Jersey), with a national average near 1.1%. Property tax is paid through escrow in most mortgages and is included in your front-end DTI calculation. High-tax states can reduce affordability by $200–$800/month compared to low-tax states at the same home price.

한국어

재산세는 지역 정부가 부동산에 부과하는 세금으로, 보통 감정가의 일정 비율로 매년 책정됩니다. 미국은 하와이 0.27%부터 뉴저지 2.49%까지 다양하고 전국 평균은 약 1.1%.

日本語

固定資産税は地方自治体が不動産に課す税金で、通常は評価額の一定割合で毎年課されます。米国ではハワイ0.27%〜ニュージャージー2.49%。

piti escrow assessment